Payment and Enrollment Policies for Novasbe Executive Education Clients

1. Scope

Definition and clarification of the rules and conditions associated with the acceptance and enrollment of participants and clients in the programs and projects of Nova SBE Executive Education (herein defined as "EBT"), detailing the rules and criteria for billing, payment, cancellation, postponement, and transfers between programs, according to the different types of programs, clients, and markets.

2. Glossary

  • Open Enrolment: all training programs open enrollment to individual or collective applicants.
  • Application fee: fee charged to the participant at the time of application to guarantee his or her place and to cover administrative costs.
  • Tuition: amount associated with the cost of enrollment in Open Enrollment programs, which already includes the application fee and discounts that may be applicable.
  • B2C Customer: any customer who only buys Open Enrolment programs and pays for them on an individual basis.
  • B2B Customer: any customer who only buys Customized programs and the payment is made by the company.
  • B2B2C Customer: any customer who only buys Open Enrolment programs and the payment for their enrollment is made by the company.
  • Participant: it is considered a participant in any executive training program when the participant’s payment is made in full for his or her registration or of the customized program, entitling the right and access to the training sessions, materials, and infrastructures.
  • Program Advisor ("PA"): responsible for advising all the programs in the Executive Education portfolio and for following the entire enrollment process.

3. Policy

I - OPEN-ENROLLMENT PROGRAMS

1. Post-graduation

1.1 Invoicing and Payment Policy

A. Individual registration with individual payment

i) Payment of the application fee must always be made at the time of registration, and the invoice will be issued upon payment.

ii) Upon confirmation of the candidate's approval to attend the post-graduation course, the candidate must guarantee the payment of the remaining tuition fee until the day before the start of the program, and the invoice will be issued upon payment. If the participant is not able to make the payment until the day before the start of the program, the participant may inform the Program Advisor in advance that the payment will be made on the first day, at the Finance Office by POS or ATM.

iii) If the issued invoice is not paid on time, it is considered non-compliance, and Nova SBE Executive Education reserves the right to suspend the registration and prevent the participant from:

- Attending the program classes.
- Accessing any pedagogical materials.
- Performing evaluation tests.
- Consult evaluations.
- Obtain diplomas or certificates.

iv) Failure to pay any outstanding amount will limit access to new enrolments in any Nova SBE Executive Education program, as well as grant the right to the application of default fees upon settlement, under the following conditions:

- 2% of the total tuition fee, for regularizations up to 60 days after the due date of the invoice.
- 5% of the total amount of the tuition fee, for regularizations after 60 days from the due date of the invoice.​

B. Individual and/or corporate registration with payment by a corporate entity:

i) Upon registration, a single invoice will be issued for the total amount of the tuition including the application fee, with a 30-day payment due date.

ii) The customer is required to submit any information necessary to issue the invoice prior to the start of the program. If the final invoice information is not provided on time, the invoice will be forced to be issued the week prior to the start of the program with the data available and with a payment due date of 30 days. Any invoice changes requested afterward will consider the payment deadline of the original invoice.

iii) If the invoice is not paid on time, it is considered non-compliance, and Nova SBE Executive Education, under the responsibility of the Program Advisor, reserves the right to suspend the registration and prevent the participant from:

- Attending the program classes.
- Accessing any pedagogical materials.
- Performing evaluation tests.
- Consult evaluations.
- Obtain diplomas or certificates.

1.2 Cancellation Policy

The client, individual or Corporate, may ask the Program Advisor to withdraw from the Program by written communication.

A. General Rule

i) If the participant requests to withdraw from the Program by the day before the beginning of the program, the entire amount of the tuition paid, less the application fee, will be refunded, and is not subject to refund.

ii) If the participant requests to withdraw from the Program in the first half of the program (up to 50% of the hours taught), 50% of the total tuition fee will be refunded.

iii) If the participant requests to withdraw from the Program in the second half of the program (after 50% of the hours taught), there will be no refund of any amount.

iv) If there are outstanding invoices during the withdrawal process, there will be no refund of any amount and the remaining debt will remain until it is settled. Failure to pay the outstanding amounts will limit access to any other program offered by Nova SBE Executive Education as well as grant the right to the application of default fees upon its regularization, under the following conditions:

- 2% of the total tuition, for settlements up to 60 days after the invoice due date.
- 5% of the total tuition fee, for settlements after 60 days from the due date of the invoice.

B. Exceptions

i) The application fee is refundable only in the following cases:

- Non-validation of the participant in the selection process.
- Cancellation or postponement of the program on the initiative of Nova SBE Executive Education.
- Death.

ii) In case of cancellation where, generally, there are non-refundable amounts, the total amount of the tuition fee may be used as credit for another edition of the same program or used through payment of the tuition differential in other programs, if any of the following situations occur:

- Change of the employment situation to an unemployment situation.
- Serious illness of the participant or the participant dependents (all sudden, unpredictable, and non-pre-existing life-threatening medical conditions, as well as those resulting in more than 1 day of hospitalization).
- Pregnancy at risk.
- Change of residence or place of work (after enrollment) to a distance greater than 100 km from the place where the program is taught. This clause only applies in the case of face-to-face programs.

iii) In case of cancellation where, generally, there are non-refundable amounts, the tuition fee may be refunded if any of the following situations occur:

- Death (including the participant, spouse, ascendants, and descendants in 1st degree).
- Cancellation or postponement of the program on the initiative of Nova SBE Executive Education.

iv) For any of the above exceptional situations, it is up to the participant to prove it.

1.3 Postponement Policy

The client, Individual or Corporate, may request the Program Advisor to postpone the Program attendance and, consequently, its transfer to another edition of the same Program or to other programs by written communication.

i) If the postponement request occurs before the beginning of the program, and the invoices issued have not yet been settled, the participant may request their reissuance so that the payment deadline coincides with the beginning of the next edition.

ii) If the postponement request occurs after the beginning of the program, the participant may only resume participation in the sessions of the following edition that has not yet been attended. In this situation, for cases in which the phased payment was in progress, the payment dates must continue to be respected.

iii) Additionally, a postponement request can only be requested once per program. Otherwise, the cancellation policy will apply if the program is not attended.

1.4 Transfer Policy

The participant/client may request the Program Advisor to transfer to another Executive Training Program on an Open Enrolment basis by written communication prior to the start of the program.

i) If the transfer request occurs up to 7 days prior to the program start date, only one invoice or credit note will be issued to reflect the difference in value between the original program and the program to which the participant will be transitioning.

ii) If the transfer request occurs less than 7 days before the program start date, only one invoice or credit note will be issued to reflect the difference in value between the original program and the program that the participant will enroll in, plus the application fee for the program that the participant will be transitioning to.

iii) The payment deadlines for the new invoices will respect the general payment rule defined for each type of program.

2. Intensive Programs

2.1 Invoicing and Payment Policy

A. Individual registration with individual payment:

i) Payment of the application fee must always be made at the time of registration, and the invoice will be issued upon payment.

ii) Once the candidate's registration to attend the program is validated, the candidate must guarantee payment of the remaining tuition fee by the day before the start of the program, and the invoice will be issued upon payment.

iii) The participant can only participate from the beginning of the program in which the participant is registered if the participant pays the amounts due. If the participant cannot make the payment until the day before the start of the program, you can inform the Program Advisor in advance that the payment will be made on the first day of the program, at the Finance Office by POS or ATM.

B. Individual and collective registration with payment by a corporate entity:

i) Upon registration, a single invoice for the total tuition fee including the application fee will be issued for corporate clients, with a payment due no later than the day before the program start date, limited to a maximum of 30 days from the date the invoice is issued.

ii) The customer is required to submit any information necessary to issue the invoice prior to the start of the program. If the final invoice information is not provided on time, the invoice will be forced to be issued the week prior to the start of the program with the data available and with a payment due date of 30 days. Any invoice changes requested afterward will consider the payment deadline of the original invoice.

iii) If the invoice is not paid on time, it is considered non-compliance and Nova SBE Executive Education (and under the responsibility of the PA) reserves the right to suspend the registration and prevent the participant from:

- Attending the program classes.
- Accessing any pedagogical materials.
- Performing evaluation tests.
- Consult evaluations.
- Obtain diplomas or certificates.

2.2 Cancellation Policy

The client, Individual or Corporate, may ask the Program Advisor to withdraw from the Program by written communication.

A. General rule:

i) If the participant requests to withdraw from the Program by the day before the beginning of the program, the entire amount of the tuition paid, less the application fee, will be refunded, and is not subject to refund.

ii) Should the participant request to withdraw from the Program after it has begun, there will be no refund of any amount.

iii) If there are outstanding invoices during the withdrawal process, there will be no refund of any amount and the remaining debt will remain until it is settled. Failure to pay the outstanding amounts will limit access to any other program offered by Nova SBE Executive Education as well as grant the right to the application of default fees upon its regularization, under the following conditions:

- 2% of the total amount of the tuition, for settlements within 60 days after the due date of the invoice.
- 5% of the total amount of the tuition, for settlements after 60 days from the due date of the invoice.

B. Exceptions:

i) The application fee is refundable only in the following cases:

- Non-validation of the participant in the selection process.
- Cancellation or postponement of the program on the initiative of Nova SBE Executive Education.
- Death.

ii) In case of cancellation where, generally, there are non-refundable amounts, the total amount of the tuition fee may be used as credit for another edition of the same program or used, upon payment of the tuition differential, in other programs, if any of the following situations occur:

- Change of the employment situation to an unemployment situation
- Serious illness of the participant or participant dependents (all sudden, unpredictable, and non-pre-existing life-threatening medical conditions, as well as those resulting in more than 1 day of hospitalization)
- Pregnancy at risk
- Change of residence or place of work (after enrollment) to a distance greater than 100 km from the place where the program is taught, only in the case of face-to-face programs.

iii) In case of cancellation where, generally, there are non-refundable amounts, the tuition fee may be refunded if any of the following situations occur:

- Death (including the participant, spouse, ascendants, and descendants in 1st degree)
- Cancellation or postponement of the program on the initiative of Nova SBE Executive Education

iv) For any of the above exceptional situations, it is up to the participant to prove it.

2.3 Postponement Policy

The client, Individual or Corporate, may request from the Program Advisor the postponement of the Program attendance and, consequently, its transfer to another edition of the same Program or to another program by written communication.

i) If the postponement request occurs before the beginning of the program, and the invoices issued have not yet been settled, the participant may request their reissuance so that the payment deadline coincides with the beginning of the next edition.

ii) If the request for postponement occurs after the beginning of the program, the participant can only resume participation in the sessions of the next edition that has not yet been attended.

iii) Additionally, a postponement request can only be requested once per program. Otherwise, the cancellation policy will apply if the program is not attended.

2.4 Transfer Policy

The client, Individual or Corporate, may request the Program Advisor to transfer to another Executive Training Program on an Open Enrolment basis, by written communication prior to the start of the program.

i) If the transfer request occurs up to 7 days prior to the program start date, only one invoice or credit note will be issued to reflect the difference in value between the original program and the program to which the participant will transition.

ii) If the transfer request occurs less than 7 days before the program start date, only one invoice or credit note will be issued to reflect the difference in value between the original program and the program the participant will enroll in, plus the application fee for the program that the participant will be transitioning to.

iii) The payment deadlines for the new invoices will respect the general payment rule defined for each type of program.